Archive for August, 2006

You’re a Kumquat

Sunday, August 20th, 2006

So in case anyone hadn’t heard, the house fell through - primarily due to my poor credit. New plan is to spend 14 months or so cleaning all that up, establishing a good history in my name, and then try again.

This whole process was educational in a number of ways - it forced us to think about not only how we organize our finances, but also what we want to get out of our wedding. Is a huge ceremony all that important, if having a house and a smaller ceremony would make us just as happy, if not happier? We originaly though about trying to have the ceremony in the back yard of our new house, but that doesn’t look like it’s going to happen - if we wanted to do that, we’d have to push the wedding further back than we’d like to go. Maybe we’ll end up with a significantly different ceremony than we’d been thinking about before, but I think we’re OK with that.

I feel bad that we’re changing plans on everyone, hopefully we’ll decide on a new date or at least season soon. I threw out the idea of cleaning up Sara’s parents’ back yard for it - it’s a jungle, but large and in a good location. No real discussion of that has occured yet; who knows.

More dicussion on this topic will ensue once Sara retuns from out east. T-minus 12 hours and counting until her return, and the house isn’t anywhere near as clean as I’d like it to be. I’ve made a little habit of doing a major cleaning whenever she takes a trip, and this time it didn’t happen quite to the scale I would have liked - I only really got one room done. Oh well.

House update.

Friday, August 11th, 2006

Offer not rejected by seller. This is good because there was another offer on the table already. They countered with mostly dumb stuff, just nitpicky really, and at a great price. Exactly what we can afford, as it turns out. The money problem is still a problem. That’s the part that’s going to require the most jiggerypokery. We have our great family that wants to help out though, so I feel confidant that it’s going to work out some way.

This house business is going to mean a big change in wedding plans. We’re not sure exactly what that means, yet. We do know that all the money we were going to spend on the wedding, we’d rather put into a house. With a backyard. And have a backyard wedding bbq. Yeah, that sounds more worth our money.

So, it’s all crazy and up in the air right now. We’ve got our fingers crossed!

OMG FHA WTF

Thursday, August 10th, 2006

So yesterday Sara and I put in an offer on a house.

I’m still not sure what to think. It’s a cute little place in a wonderful location with a great backyard. The price is actually realistic for us, if we can get a loan. It’s just two houses down and across the street from Rachel and Micah. I’ll be really excited if we can get it, but it seems like such a long shot. I’m going to spend the rest of my day trying to convince my dad to co-sign on a loan, and then trying to convince a loan officer that I’m worth loaning money to. We pulled my credit last night and it’s not quite as bad as I thought it was, but I would certainly not call it anything approaching good. I guess we’ll find out what exactly that means later today.

So, all in all an exciting and stressful afternoon. Topped off by Death Cab with Llama Pals!

Oh, and house pictures are in the gallery.